What Medicaid planning does
Medicaid planning structures your assets and income so you can qualify for Medicaid to cover long-term nursing or in-home care — which Medicare largely doesn’t — while preserving as much as possible for your spouse and family.
Michigan’s rules include a five-year lookback on transfers, so timing is critical. An elder law attorney helps you plan early and avoid costly missteps.
Why it matters
Qualify for care coverage
Meet Medicaid’s strict asset and income limits the right way.
Protect your spouse
Preserve income and assets for a spouse who remains at home.
Avoid penalty periods
Navigate the five-year lookback without triggering disqualification.
Plan early
The sooner you plan, the more of your savings you can protect.
Not sure if this is what you need?
That’s exactly what a free consultation is for. Tell us your situation and we’ll match you with a Michigan attorney who will tell you honestly what you do — and don’t — need.
Common questions
Doesn’t Medicare cover nursing home care?
Only briefly. Long-term custodial care is generally covered by Medicaid, not Medicare.
Will I lose my house?
Often it can be protected with proper planning, but Michigan estate recovery rules apply.
Is it too late if a parent needs care now?
Even crisis planning can help. An elder law attorney can still protect some assets.
Talk to the right attorney
Get matched with vetted Michigan attorneys for this — free, no obligation.
Get matched freefor a Medicaid plan; crisis planning may differ. See full cost guide
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